States Are Sitting On MASSIVE Amounts of Unused COVID Funds! Ft: Ryan Umina & Andrew Cartwright

March 24, 2025

Did you know your business might be eligible for up to $26,000 per employee? 🚨 Most businesses are sitting on FREE MONEY from the IRS, and they don’t even realize it! In this episode, I sit down with Ryan Umina to break down how the Employer Retention Credit (ERC) can give businesses a massive financial boost after the pandemic.

We’ll cover:

✅ Who qualifies for the ERC
✅ The biggest mistakes business owners make when claiming tax credits
✅ How to legally maximize your tax refunds
✅ Why the IRS is cracking down—act fast before it’s too late!

SETC Pros

The Self-Employed Tax Credit (“SETC”) was created by Congress in response to the COVID-19 pandemic to provide relief to sole properietors, 1099 contractors, freelancers, single-member LLCs, gig workers, and other self-employed workers.

Let’s Check to See If You Qualify

If qualified, you are eligible for up to $32,220 in relief funds!

Check Now

Latest Post

States Are Sitting On MASSIVE Amounts of Unused COVID Funds! Ft: Ryan Umina & Andrew Cartwright

Maximizing Tax Credits: What Self-Employed Americans Need to Know

We’re Featured on Business Insider: Learn How You Can Claim Up to $32,220 in Tax Credits

KFI 640 AM Interview with Tom Conway Jr. – Understanding the Self-Employed Tax Credit (SETC)

Valuable Tax Credits up to $32,220 for Self-Employed Workers: How Andrew Cartwright and SETC Pros Can Help

Finding Balance and Fulfillment in Entrepreneurship with Ryan Umina

Get in Touch

support@setcpros.com

Call

(833) 738-2776

Customer Support Hours

Monday – Friday
9:00am EST – 5:00pm EST

Office

1717 Pennsylvania Avenue NW
10th Floor
Washington, D.C. 20006

Get in Touch

RESOURCES

SUPPORT

COMMUNITY

CONTACT

SETC Pros is a financial technology company, not a bank. Loan products are provided by Community Bank & Trust – WGA, an Equal Housing Lender, Member FDIC.

Not all claimants are eligible for Sick Leave and/or Family Leave Credits. Eligibility is determined by specific qualifications under applicable tax regulations. As an applicant, you are responsible for providing accurate and truthful information. SETC Pros provides a secure, proprietary technology platform to assist in gathering and verifying information for the purpose of filing the Sick and Family Leave Credit for qualified individuals and qualified spouses. SETC Pros utilizes only verified IRS data in calculating refund eligibility.

Applicants for the Sick Leave and Family Leave Credit applying through SETC Pros may be eligible for an Express Refund. Not all applicants are eligible. The tax credit amount must be $3,000 or greater to be eligible. Applicants in Iowa, Colorado, and U.S. Territories are not eligible for the Express Refund option.